Cascade Regional


"We rely heavily on EmSpring's experience and advice."

Christine Swinehart, CEO
Tacoma, WA

Services Spotlight

See a 1 minute overview of our HR & Benefits Online Resource Center!


Private Online Exchange = Defined contribution + plan choice! Learn more here.


Watch a screencast or ask Kathy about our easy online compliance tool!

Welcome To EmSpring Corporation

EmSpring™ Corporation's employee benefits brokerage services are about helping employers create employee benefit plans that help you attract and keep the best employees. Our clients are small business employers with as few as 20 covered lives, on up to large employers with multiple locations.

We specialize in self-funded medical coverage plans, and helping Washington, Oregon and Idaho employers design ACA-compliant employee benefit plans. If you’re an EmSpring benefits client whose employees have coverage through your fully-insured or self-funded health plan, then you can breathe easily; they have qualifying health coverage.

Do you need more than employee benefits from your benefits advisor? Perfect! We go beyond employee benefits, with an on-staff professional HR consultant to help with everything from employee handbook updates to choosing HR and payroll technology, and an HR HelpDesk to support your HR department. As an EmSpring client, you get exclusive access to an award-winning online HR and benefits resource center with everything from HRCI accredited webinars to training videos and downloadable forms, employee communications and templates. Trying to stay on top of regulations? Our online Compliance tool is easy-to-use and keeps you on track.

If you're a Washington State, Oregon or Idaho employer, let's talk about your employee benefits strategy. As your employee benefits broker-of-record, we'll work with you to design a benefit plan that meets your needs now, and as healthcare coverage reform continues to evolve. Work with us and continue to make a positive statement about your company, with the right benefit plan for your employees.

Latest News

Health Care Reform: How Employers Should Handle MLR Rebates

Issuers that do not meet the applicable MLR (medical loss ratio) standard must pay rebates to consumers. The next round of rebates is due by Sept. 30, 2015. This Legislative Brief explains how employers should treat any rebates received for group health plans. Employers that expect to receive rebates should review the MLR rebate rules and decide how they will administer the rebates.

WAHC News Reprint: Washington Health Plans Begin 2015 in the Red

Sixteen of the largest domestic health plans in Washington State recently filed financial reports for the three months ended March 31, 2015 and all but four reported a net loss. Figures were comparable to the first three months of 2014 when twelve out of fifteen plans reported a net loss.

New IRS Q&As on ACA Information Reporting by Large Employers

A new set of Q&As from the IRS provides additional information for large employers that are required to file Forms 1094-C and 1095-C, as part of the information reporting requirements under the Affordable Care Act (ACA).

Updated FMLA Model Forms Now Available for Use by Employers

The U.S. Department of Labor recently released updated model forms for employers to use in connection with leave taken by their employees under the federal Family and Medical Leave Act (FMLA). The updated forms reflect a new expiration date of May 31, 2018.