Testimonials

Community Health Center

 

"Thank you, EmSpring, for finding the right plan for our CHC’s unique situation and criteria year after year. Your commitment to our satisfaction is why you stand out above other benefit advisors.”

 

Susan Chesbrough, PHR
Human Resource Director
Peninsula Community Health Services

Services Spotlight

See a 1 minute overview of our HR & Benefits Online Resource Center!

 

Private Online Exchange = Defined contribution + plan choice! Learn more here.

 

Watch a screencast or ask Kathy about our easy online compliance tool!

Welcome To EmSpring Corporation

EmSpring™ Corporation's employee benefits brokerage services emphasize creative health insurance and employee benefit plans. We specialize in self-funded medical coverage plans, helping our Pacific Northwest (Washington State, Oregon or Idaho) employer clients design ACA-compliant employee benefit plans that attract and retain the best employees. A good employee benefits strategy costs less than employer penalties related to non-compliance with Health Care Reform's plan requirements.

We go beyond employee benefits, providing an HR Help Desk, HRIS & Payroll Technology, HR Consulting and online Compliance tools that help you stay on top of day-to-day HR and Benefits responsibilities, plus strategically plan for the future. Our EmSpring Benefits Marketplace is an online private exchange solution that allows employers to contribute a flat dollar amount to their employees health plans while also offering more health plan and employee benefit options.

If you're a Washington State, Oregon or Idaho employer, let's talk. As your employee benefits broker-of-record, we'll work with you to design an employee benefits plan that meets your needs.

Employee benefits, and particularly health, life, disability and retirement benefits are unlike anything else people purchase and manage. Employee benefit plans that employers offer not only have a direct and often profound effect on the lives of employees and their families, they make a significant statement about the philosophy and culture of every employer organization. The advent of the Affordable Care Act hasn't changed that.

Latest News

Legislative Brief | ERISA Compliance FAQs: Reporting and Disclosure Rules

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. ERISA includes requirements for both retirement plans (for example, 401(k) plans) and welfare benefit plans (for example, group health plans).

WAHC News Reprint:Health Plans Report Mixed Results Through September 30, 2014

Fifteen of the largest domestic health plans in Washington State recently filed financial reports for the nine months ended September 30, 2014 with only three reporting higher net income than the same period in 2013 and nine reporting a net loss.

Self-funded Plans Compliance Alert: Transitional Reinsurance Fee Reporting EXTENDED until December 5, 2014

On Friday, November 14, CMS extended the November 17, 2014 deadline for contributing entities (employers with self-insured medical plans) to submit their 2014 enrollment counts for the transitional reinsurance program. The deadline has been extended until 11:59 p.m. on Friday, December 5, 2014. The January 15, 2015 and November 15, 2015 payment deadlines remain the same.

7 Biggest Myths About Affordable Care Act: Strategies in 2014

As a self-proclaimed health care reform specialist, I see and hear many misconceptions about how the Patient Protection & Affordable Care Act (ACA) affects Washington State employers. Some of this comes from assisting clients as the open enrollment season approaches.