Testimonials

The Regional Hospital

 

"Working with EmSpring benefits broker Ed Haines is a pleasure. For 3 years, his knowledge & service have exceeded our expectations. Big picture projects or small day-to-day questions, his can-do attitude & sense of humor prove invaluable."

 

 

Valerie Duchin-Albano
Director of Human Resources
The Regional Hospital

Welcome To EmSpring Corporation

Employee benefits, and particularly health, life, disability and retirement benefits are unlike anything else people purchase and manage. Benefit plans not only have a direct and often profound effect on the lives of employees and their families, they make a significant statement about the philosophy and culture of every organization.

EmSpring is an employee benefits firm with an emphasis on health insurance and self-funded medical plans, benefits and plan design, HR and integrated payroll technology. Our clients are Pacific Northwest companies who consider their employees to be their greatest asset.

We provide insurance options and advice for you, your family and your business.

EmSpring News

Missed our last communication on Health Reform, the Benefits Advisor newsletter or Legislative Alerts? Reconnect and share! Read EmSpring's Updates for Employers & HR Professionals

Health Care Reform Update: Insurance Exchanges and Insurer Risk Standards

The establishment of Health Insurance Exchanges is a colossal undertaking. There is a lot to learn and much at stake for healthcare providers and employers of all sizes here in Washington State. How efficient and affordable the Exchanges will be is yet to be seen. Read full article

Impact of New York Same-Sex Marriage Law on Pacific Northwest Employee Benefits & Rights

Governor Andrew Cuomo recently signed legislation (the Marriage Equality Act) making New York the largest state to permit the marriage of same-sex couples.[1] The Marriage Equality Act provides same-sex married couples with the same legal rights as their opposite-sex counterparts in New York. The law becomes effective on July 24, 2011. This Act is very broad and amends New York State's Domestic Relations Law to require same-sex marriage to be treated equally to opposite-sex married couples "in all respects under the law," without any distinction.

Nondiscrimination Rules Bite

Unfortunately, there are no universal nondiscrimination rules; they vary by each type of benefit. And included in the Patient Protection and Affordable Care Act is an extension of Section 105(h) discrimination rules to fully-insured benefit plans. The potential penalties for non compliance are harsh. While enforcement has been temporarily delayed, the new rules will be a burden to many employers as soon as 2012.