Transitioned to Self-funded Plan

"We recently completed converting from a fully-funded insurance plan to a partially self-funded insurance plan. The transition was seamless because of EmSpring, especially Ed Haines (our broker) and Kathy Rheaume (self-funded insurance plan expert)."

Dante Batingan
Sr. HR Generalist
International Community Health Services

Services Spotlight

See a 1 minute overview of our HR & Benefits Online Resource Center!


Private Online Exchange = Defined contribution + plan choice! Learn more here.


Watch a screencast or ask Kathy about our easy online compliance tool!

Welcome To EmSpring Corporation

EmSpring™ Corporation's employee benefits brokerage services are about helping employers create employee benefit plans that help you attract and keep the best employees. Our clients are small business employers with as few as 20 covered lives, on up to large employers with multiple locations.

We specialize in self-funded medical coverage plans, and helping Washington, Oregon and Idaho employers design ACA-compliant employee benefit plans. If you’re an EmSpring benefits client whose employees have coverage through your fully-insured or self-funded health plan, then you can breathe easily; they have qualifying health coverage.

Do you need more than employee benefits from your benefits advisor? Perfect! We go beyond employee benefits, with an on-staff professional HR consultant to help with everything from employee handbook updates to choosing HR and payroll technology, and an HR HelpDesk to support your HR department. As an EmSpring client, you get exclusive access to an award-winning online HR and benefits resource center with everything from HRCI accredited webinars to training videos and downloadable forms, employee communications and templates. Trying to stay on top of regulations? Our online Compliance tool is easy-to-use and keeps you on track.

If you're a Washington State, Oregon or Idaho employer, let's talk about your employee benefits strategy. As your employee benefits broker-of-record, we'll work with you to design a benefit plan that meets your needs now, and as healthcare coverage reform continues to evolve. Work with us and continue to make a positive statement about your company, with the right benefit plan for your employees.

Latest News

Are you ready for the ACA’s IRS Reporting Requirement?

If you are an “Applicable Large Employer” (basically 50 full time equivalent employees (FTEs) in 2015), you are subject to the ACA employer reporting requirements this year and penalties may be accruing (if you have more than 99 FTEs in 2015 or over 50 in 2016).

Tax Time Tips: The Affordable Care Act & Individual Proof of Coverage

News article for EmSpring clients. The CPAs at EmSpring are receiving inquiries regarding the proof of coverage that employees need in order to complete their tax returns for 2014. This is to satisfy the Affordable Care Act’s (ACA) individual mandate to have health coverage for calendar year 2014.

Affordable Care Act: Top 5 Health Care Reform FAQs

Next month marks the five-year anniversary of the Affordable Care Act (ACA). While many of the requirements for employers and group health plans are already in effect, the questions continue to roll in. Here's a look at five of the most common questions and answers surrounding the law:

January eletter is out! Proposed Changes to SBC, HR Resolutions, Webinars, No More Prior Health Coverage Certificates

We talk about Proposed rules for changes to the Summary of Benefits & Coverage, which include revisions to the SBC templates, instruction guides, uniform glossary, and other supporting materials. Also, did you know you no longer have to provide Certificates of Prior Health Coverage?