Employee Benefits

Employee benefits not only have a direct and often profound effect on the lives of employees and their families, they make a significant statement about the philosophy and culture of every employer organization. EmSpring is committed to helping employer and association clients take care of their most important asset – their people!

Independent Broker Services

  • Group Insurance - small and large employers, trusts and associations
  • Medical
  • Dental
  • Life
  • Disability
  • Voluntary Benefits
  • Pharmacy Benefit Management - aggressive prescription contract pricing
  • Mail order and retail pharmacy benefits
  • Executive Benefit Carve-Outs
  • Wellness Programs
  • Employee Assistance Programs
  • Flexible Benefit Plans
  • Cafeteria Plans - all types
  • Self-Funding and Alternative Funding Arrangements

Human Resource Management

  • Benefits Administration Services
  • HR Technology purchase, install, training and maintenance services
  • Employee and Executive Benefit Communication programs
  • Benefit Statements
  • On-line Enrollment Programs
  • Consolidated Billing Services
  • COBRA and HIPAA Compliance
  • Reporting
  • Customized Claims Experience Reports
  • Form 5500 Preparation

Insurance & Compensation Support Services

  • Individual Insurance
  • Medicare supplement policies
  • Life and Disability
  • Retirement Plans and Deferred Compensation
  • Profit Sharing and 401(k) Plans
  • Pension Plans
  • Buy - Sell Arrangements
  • Disability Buy-Outs
  • Key-Person Insurance